BA, JD University of North Carolina Chapel Hill; PhD University of Virginia
Alfred Pollard serves as General Counsel for the Federal Housing Finance Agency (FHFA). Supervising the Office of General Counsel includes work on regulatory matters affecting the housing government-sponsored enterprises— Fannie Mae and Freddie Mac and the twelve Federal Home Loan Banks, on in-house legal issues and on relationships with Congress, other government agencies, the judiciary and the Administration. Pollard is a member of the advisory team to the Director and has served as secretary to the Federal Housing Finance Oversight Board. Major issues for the legal department include federal regulation of the government sponsored enterprises in the areas of corporate governance, internal controls, counterparty requirements such as appraisals, capital, affordable housing and accounting as well as legal developments affecting mortgage markets and legal representation of FHFA in major litigation. Pollard currently serves on the President’s Financial Fraud Enforcement Task Force and the Justice Department’s Bank Fraud Working Group and Mortgage Fraud Working Group. He has had a leadership role in investigations and enforcement actions and the 2008 conservatorships imposed on Fannie Mae and Freddie Mac. He oversees legal department work related to the Dodd Frank Act of 2010, lawsuits involving securities laws and state and local laws affecting federally-chartered institutions, responses to diverse congressional oversight inquiries as well as addressing inter-agency regulations, including for the Financial Stability Oversight Council.
Alfred Pollard has served as Senior Director, Legislative Affairs at the Financial Services Roundtable, a CEO-level trade group for the nation’s largest financial institutions, and as Director of Government Relations for the Savings and Community Bankers of America. For twelve years, Pollard was Senior Vice President and Director of the Washington office for Security Pacific Corporation and, briefly, for Bank of America. Pollard worked on the staff of two United States Senators and served as general counsel for a national trade association.
Pollard is lead author on a two-volume text on banking law, Banking Law in the United States (Juris Publishing) and is author of numerous journal articles. He has testified before Congress on such diverse matters as environmental liability for secured parties, privacy, electronic signatures and mortgage fraud and appeared on national media. In 2012, Pollard received one of the “Visionaries” awards from Legal Times for his work at the Agency, with a focus on major securities litigation initiated to recoup losses incurred by Fannie Mae and Freddie Mac.